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About Affirm

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most. Affirm is growing fast and we want you to enable us to scale our products to 10x and beyond through building world-class systems which enable Affirm in its mission to provide honest financial products which improve lives.

The Role

We are looking for a highly motivated Software Engineer in our Furnishing Platform team to build scalable systems and data pipelines to power our consumer credit reporting. You will partner closely with our Product, Compliance, Servicing, and Credit teams to design robust reporting systems. The systems you will work on are vital for delivering accurate and timely data from Affirm’s financial product portfolio to Consumer Reporting Agencies.

What you’ll do

  • With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.
  • You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
  • You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
  • You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.

Total Rewards

We believe the people building honest financial products at Affirm should share in its success. That's why our total rewards are designed to support your health, growth, financial well-being, and future. We reward employees through a combination of base pay, equity (from parent company), and comprehensive benefits.

  • Base Pay: 259,000 zł - 379,000 zł
  • Equity: Equity Grade 3 (awarded in US Dollars). New hire equity: $24,000-$36,000; Annual Refresh: $7,500; Reward equity: $0-$112,500,00.
  • Spending: Flexible spending wallets for technology and wellbeing related needs, reimbursable up to 1390 zł per month.
  • Health: Comprehensive private healthcare through Lux Med's Platinum package. We cover 100% of premiums for employees and their dependents.
  • Well-being: A MultiSport card, mental well-being support through Lyra (up to 12 confidential sessions per year), and financial well-being support through Northstar.
  • Time Off: Competitive paid time off, paid public holidays, and additional paid Away Days.
  • Growth: Learning and development programs to help you grow professionally.
  • Support: Family healthcare support through Maven, parental leave support through Parentaly, and Employee Resource Groups (ERGs).
  • Stock: Employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.
  • Flexibility: Remote-first company with the majority of roles located anywhere in Poland.

What we look for

  • You have a total of 1.5+ years of experience as a software engineer.
  • You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.
  • You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Spark.
  • You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
  • You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
  • Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
  • You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

Affirm

Affirm

2000

Affirm’s mission is to deliver honest financial products that improve lives. By building a new kind of payment network — one based on trust, transparency and putting people first — we empower millions of consumers to spend and save responsibly, and give thousands of businesses the tools to fuel growth. Unlike credit cards and other pay-over-time options, we show consumers exactly what they will pay up front, never increase that amount, and never charge any late or hidden fees. 

The company was founded with the goal to create honest financial products and services that empower consumers and improve lives. It aims to revolutionize the banking industry to be more accountable and accessible to consumers. Today, Affirm provides shoppers an alternative to traditional credit cards at the point of sale, giving them the flexibility to buy now and make simple monthly payments for their purchases. Unlike payment options that have compounding interest and unexpected costs, Affirm shows customers upfront exactly what they’ll pay each month — with no hidden fees and no surprises. Affirm partners with over 6,000 merchants to give shoppers the option to pay with Affirm at checkout including well-known brands across retail including home furnishings, travel, personal fitness, electronics, apparel and beauty, and more. Loans are made in partnership with Afirm’s originating bank partner Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC.

Jeffrey Kaditz, Max Levchin, and Nathan Gettings established the San Francisco, California-based company in 2012. Max Levchin is the CEO.