Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Decisions and Pricing's mission is to deliver the best credit decisions for Affirm consumers while maintaining positive unit economics and being the highest converting and most competitive payment solution for our merchant partners. We’re looking for an Engineering Manager to lead a team of skilled Machine Learning Engineers in advancing our underwriting models. The successful candidate will align team efforts with company objectives, focusing on developing and deploying high-quality, production-ready machine learning models. They will lead the team in creating innovative solutions that support our financial and business goals.

What You’ll Do

  • Collaborate with Product managers, cross functional engineering teams, designers and analysts to define product roadmap and execute on plan to build practical technology capabilities needed to realize the vision. Drive clarity from ambiguity to aid faster decisions grounded on principles. 
  • Drive planning, resource allocations, trade-offs and prioritization conversations with business and technical stakeholders to define epics in Jira and manage the quality of deliverables all the way to production
  • Collaborate with product and platform teams to set strategic priorities and roadmaps for machine learning projects that enhance our credit assessment capabilities.
  • Participate in quarterly planning and work closely with peers and teams to remove impediments, articulate tradeoffs and garner resources 
  • Build the best team - Grow globally minded teams by attracting and hiring diverse talent and build a strong leadership bench. Provide tailored coaching, feedback and mentoring for Engineers and inspire a team of full stack engineers
  • Hire, coach, and mentor employees to increase their impact through regular performance development and feedback conversations.
  • Foster a respectful and supportive environment for all team members that effectively leverages the diversity of the team.

Compensation & Benefits

Base Pay Grade - P

Equity Grade - Poland 5

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. 

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

POL base pay range per year: 358,000 zł - 458,000 zł       

Additional benefits include:

  • Type of employment: Contract of Employment
  • Flexible Spending Wallets for tech, food and lifestyle
  • Away Days - wellness days to take off work and recharge
  • Learning & Development programs
  • Parental leave
  • Employee Resource & Community Groups
  • This role is eligible for creative tax benefits, subject to applicable law and company policy

Location - Remote Poland

The majority of our roles can be located anywhere in Poland.

What We Look For

  • Extensive experience (8+ years) in machine learning engineering, with at least 2 years in a management role.
  • Expertise in developing machine learning models and systems at scale, from concept through to business impact.
  • Proficiency in machine learning techniques, including Generalized Linear Models, Gradient Boosting, Deep Learning, and Probabilistic Calibration.
  • Strong engineering skills in Python and SQL, with experience in large-scale distributed systems such as Spark or Ray.
  • Passion for working with cross-functional teams including Product, Design, Analytics and Business teams.
  • Expert at synthesizing complex business, product, and technical requirements to consistently produce high quality system designs and software.
  • Track record of hiring, mentoring, coaching, and developing diverse engineering talent.
  • Comfortability with ambiguity and self-awareness to understand and navigate the unknown
  • Demonstrated experience in building and scaling platforms and distributed systems that require high availability, resilience and meeting stringent SLO objectives is required.
  • Excellent written and verbal English communication skills.
  • Experience with Fintech and Retail industries is a plus

Affirm

Affirm

2000

Affirm’s mission is to deliver honest financial products that improve lives. By building a new kind of payment network — one based on trust, transparency and putting people first — we empower millions of consumers to spend and save responsibly, and give thousands of businesses the tools to fuel growth. Unlike credit cards and other pay-over-time options, we show consumers exactly what they will pay up front, never increase that amount, and never charge any late or hidden fees. 

The company was founded with the goal to create honest financial products and services that empower consumers and improve lives. It aims to revolutionize the banking industry to be more accountable and accessible to consumers. Today, Affirm provides shoppers an alternative to traditional credit cards at the point of sale, giving them the flexibility to buy now and make simple monthly payments for their purchases. Unlike payment options that have compounding interest and unexpected costs, Affirm shows customers upfront exactly what they’ll pay each month — with no hidden fees and no surprises. Affirm partners with over 6,000 merchants to give shoppers the option to pay with Affirm at checkout including well-known brands across retail including home furnishings, travel, personal fitness, electronics, apparel and beauty, and more. Loans are made in partnership with Afirm’s originating bank partner Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC.

Jeffrey Kaditz, Max Levchin, and Nathan Gettings established the San Francisco, California-based company in 2012. Max Levchin is the CEO.