About Bondora
At Bondora, our mission is simple: to make finance easy, transparent, and accessible for everyone.
Founded in 2008, we’ve helped more than 700,000 customers across Europe borrow and invest effortlessly through our trusted digital products.
As a rapidly growing financial technology company, we’re reaching new heights with a bold vision. We’re set to acquire a banking license, unlocking a world of possibilities for our customers. This transition will allow us to expand our lending across more EU countries and broaden our product suite to deliver even more value.
Join us on this journey and let’s build the future of finance together!
What is this role about?
As the Credit Manager in Lithuania, you’ll be at the forefront of driving growth in our well-established market. Collaboration is vital, as you’ll work closely with the Collections, Product, and Compliance teams to optimize our processes for peak performance and ensure full compliance with local regulations. This position combines the strategic responsibilities of a Credit Manager with hands-on involvement in data mining and analytics, making it an exciting and challenging opportunity to significantly impact our organization’s success.
Your main responsibilities include:
- Conduct in-depth analysis of credit risk metrics and portfolio performance to uncover insights and trends.
- Lead the charge in delivering timely, accurate, and impactful risk assessments, findings, and recommendations to key stakeholders.
- Develop and maintain a deep understanding of the credit underwriting flow, identifying its strengths and opportunities for optimization to enhance credit performance.
- Proactively address any credit performance issues, ensuring swift escalation and collaboration with relevant parties to keep stakeholders informed and engaged.
- Define and enforce comprehensive credit risk policies that align with the company’s risk appetite, internal protocols, and regulatory requirements.
- Challenge status quo by conducting rigorous A/B testing on credit parameters, continuously refining and enhancing Credit Strategies for optimal results.
What can you expect at Bondora?
- Contribute to Bondora’s ambitious goal of reaching 1BN in revenue. Your skills and efforts will directly impact our growth trajectory and shape the future of our company.
- Our employees deserve the best. We recognize our people with a competitive salary and a generous benefits package (5 weeks of vacation, private healthcare compensation, hobby grant, mental healthcare support, share options and much more!)
- We provide an environment that encourages your personal and professional growth. As we constantly evolve and innovate, you’ll have endless opportunities (and budget) to expand your skills and skyrocket your career.
- Salary range: €4000-€6000
What would ensure success in this role?
- Deep knowledge of credit risk management practices and analytical tools.
- Proficiency in MS Excel, SQL, Tableau (or similar BI tools); knowledge of Python or R is a plus.
- Strong problem-solving and decision-making skills with a data-driven mindset.
- Excellent communication skills to convey complex ideas clearly and effectively.
- Resilience, attention to detail, and the ability to adapt in a fast-paced environment.
